The cost of anything—from health insurance to a bachelor’s degree to a face cream—is always substantiated if what you stand to gain from the investment outweighs the initial costs. However, some investments are not only entirely justified but could end…
No, it’s not just you; millennials have been dealt the worst economic luck in modern history—it’s a fact. We’ve lived through economic catastrophes and global changes that have directly affected our chances of getting ahead. Millennials entered the workforce at…
Shopping addiction, also called—oniomania—affects 5% of the world population. Some people may experience it at one point in their lives or may struggle with it for decades. Constant exposure to social media, 24/7 accessibility to online shopping, and short-term financing…
Lately, we’ve been talking a lot about prioritizing your savings; article after article, we’ve discussed that knowing how to save your money is the key to generating wealth and securing your financial future. But there’s more to saving your money…
As Millennials, we’ve grown up through decade after decade of severe economic turmoil; in fact, we’re officially the unluckiest generation in US history when it comes to the economic odds we’ve had to face. And will continue to face down…
Personal finance is a pretty broad term; it encompasses everything from retirement planning, insurance, savings, investments, budgeting, banking, and tax planning. The entire personal finance industry is so broad that professionals make careers out of advising individuals and businesses in…
Aren’t you tired of simply spending every cent you make, and whatever you do save merely gathers dust under your mattress or in a savings account? Well, you aren’t alone. More and more people are becoming interested in investing to…
A few years ago, I met up with some friends for drinks at our favorite bar. One of my friends brought along her new roommate and the conversation quickly took a weird turn when my friend was airing some grievances…
“We are what we repeatedly do. Excellence, then, is not an act, but a habit.”-Philosopher Will Durant. The trick to living the life you want to live is building habits that will result in your desired actions. Here at Paychecks…
When you’re cohabitating with your partner, in a long-term relationship, or are married, the topic of finances and splitting costs becomes more and more eminent. Money is involved in most of our daily decisions, and eventually, you reach the point…
Whether you’re looking to make smarter money moves, reach financial independence, generate generational wealth, or simply learn how to save, it can be overwhelming and overly complicated without the right tools. And now that there’s an app for everything, it…
Remember those childhood days when holidays were all about the magic of celebration? Well, now that we’re adults, we’re painfully aware of all the money it takes to make holidays special. From Halloween costumes, Equinox Celebrations, Thanksgiving dinners, Hanukkah festivities,…
Everyone’s been hearing about mental health and self-care more than ever in the past year. But one term that should begin to ingrain itself into the English lexicon is the concept of mental wealth. Whether it’s in excellent or dire…
As someone who has associated buying things with the feeling of joy for most of their life, I’d always struggled to build a savings account with more than $50 in it. People who love to save money (and I know…
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