5 Best Investing Apps for Beginners

apps for beginning investors

Aren’t you tired of simply spending every cent you make, and whatever you do save merely gathers dust under your mattress or in a savings account? Well, you aren’t alone. More and more people are becoming interested in investing to maximize their earnings, accrue wealth, prepare for retirement, or just make some extra money on […]

Should You Talk About Money?

talking about money

A few years ago, I met up with some friends for drinks at our favorite bar. One of my friends brought along her new roommate and the conversation quickly took a weird turn when my friend was airing some grievances about her job. She specifically said she wasn’t getting paid nearly enough for the work […]

6 Powerful Habits to Build in the New Year

close up of women writing in a journal

“We are what we repeatedly do. Excellence, then, is not an act, but a habit.”-Philosopher Will Durant. The trick to living the life you want to live is building habits that will result in your desired actions. Here at Paychecks and Balances, we often talk about things in terms of financial capital. A habit is […]