Recovery and Rebuilding After a Shopping Addiction
Shopping addiction, also called—oniomania—affects 5% of the world population. Some people may experience it at one point in their lives or may struggle with it for decades. Constant exposure to social media, 24/7 accessibility to online shopping, and short-term financing options available at checkout (Afterpay, Affirm, etc.) make it increasingly more enticing and easy for […]
5 Personal Finance Resources for Beginners
Personal finance is a pretty broad term; it encompasses everything from retirement planning, insurance, savings, investments, budgeting, banking, and tax planning. The entire personal finance industry is so broad that professionals make careers out of advising individuals and businesses in different areas (financial advisors, insurance salespeople, investment brokers, accountants, .etc). Here at Paychecks and Balances, […]
3 Millennial Money Myths that Need Busting
Your 20s and 30s can be an amazing time of planting roots, exploring new places, and self-discovery, but it can also bring its fair share of challenges. Especially if you didn’t grow up learning about money and personal finance from parents or school, early adulthood could feel like a crash course on everything from home […]