5 Reward Credit Cards for the Responsible

african american couple using credit card

While many of us might see credit cards as a necessary evil, they can actually be an incredible way to not only build (and maintain) your credit but reap financial rewards as well if you’re responsible. On top of that, if you have what’s considered an ‘excellent’ credit score (800-850), a whole new world of […]

5 Personal Finance Resources for Beginners

man and women studying together

Personal finance is a pretty broad term; it encompasses everything from retirement planning, insurance, savings, investments, budgeting, banking, and tax planning. The entire personal finance industry is so broad that professionals make careers out of advising individuals and businesses in different areas (financial advisors, insurance salespeople, investment brokers, accountants, .etc). Here at Paychecks and Balances, […]

Money and Work Podcasts by Black Women

black woman wearing earphones

In celebration of Black History Month, we’re naming podcasts by black creators worthy of your time and attention. You’re bound to find several to subscribe to in the following list of 17 podcasts hosted or cohosted by black women. And be sure to check out our list of 10 Money Podcasts by Black Men as […]